THEORETICAL BASIS OF INCREASING THE EFFICIENCY OF THE CORPORATE MANAGEMENT SYSTEM IN COMMERCIAL BANKS

Abstract

The scientific schools and their approaches to improving the effectiveness of
the corporate governance system in commercial banks include several main
theoretical concepts and models. These schools are aimed at managing banking
activities and ensuring financial efficiency, and each has its own theoretical
foundations and practical approaches. Monetary Theory focuses on the role of
banks as financial intermediaries and involves the effective management of capital
allocation in the economy. Competitive Theory analyzes competition between
banks and describes how to influence competition in the banking market by
increasing efficiency and introducing innovative services. Agency Theory
considers the conflict of interests between banks and shareholders, as well as the
effective management of relationships between managers and shareholders.