PEDAGOGICAL FOUNDATIONS FOR FORMING FINANCIAL LITERACY IN THE CONTEXT OF THE DIGITAL ECONOMY

Abstract

In the 21st century, digital technologies are rapidly developing in all
spheres of human life. The digital economy is deeply penetrating the
economic, social, and cultural sectors of human activity. In such
circumstances, an individual's financial literacy is becoming a crucial factor
for their economic independence and social stability. Financial literacy is the
ability of an individual to plan income and expenses, save and invest,
rationally use digital payment systems, and assess financial risks. Therefore,
one of the main tasks of the modern education system is to form a financial
culture and digital economic mindset in the younger generation.